Breathing Space

Life insurance provides a safety net against unexpected death. Most people rely on a regular income to survive and to fulfil their goals and dreams in life. If that income was to go, what then? Life insurance is not needed by everyone.
Investments can successfully replace life insurance and are available even when the insured lives. […]

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Saving money provides the key to building wealth and becoming financial independent. Follow these seven tips on saving money to help achieve your dreams.
Step 1: Budget
A budget is really the key to money management. Compile a detailed list of all your regular monthly expenses and spending. Identify where you can cut down and draw up […]

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Do you spend money without first calculating what you can afford? Is there always more month than money? Is there nothing left when you have paid a few bills? Does the fear of finances mean that you avoid checking your bank balance or finding out what you owe? Out of control finances can place you […]

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The first place to look when seeking a new pet, a second hand car or a rented appartment is the classified ads. The classified ads is an open marketplace that is often the first choice for people wishing to buy and sell a whole range of goods and services. The medium is usually very cost […]

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There was a time not so long ago when currencies were linked to gold. A typical bank note would say “I promise to pay the bearer the sum of $100 in Gold” or words to that effect.
All currencies were fixed in relation to other currencies and in relation to gold. Only central banks or governments […]

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